With Ascend Mortgage, the loan process is a simple process. Here is how it works.
1 Start with a call or online meeting.
2 Choose your mortgage product.
We lay at your financing options with easy-to-understand tools to show you the plans that are in your best interest.
3 Get pre-approved.
Our pre-approval is really an approval! We take it a step further than most lenders. We have real humans underwrite your loan in advance to make you more like a cash buyer. This will allow you to close faster and help you bargain with sellers.
4 Go Shop for your dream home.
Along with your real estate agent, we position you to stand out as the best offer, even if it isn’t the highest.
5 We take care of appraisal and title.
Appraisal and underwriting re-submission take place after you have a contract. You will receive an email or a text if we require any action from you
6 You receive conditional approval.
We issue a loan commitment. You now have conditional approval for your mortgage.
7 We submit pending documents.
You will receive a text or email if we need any more documents from you. We submit any that are still pending.
8 You receive final approval.
Once final underwriting is complete, you receive final approval for your home loan.
9 Closing time has arrived.
The last step is closing and receiving your keys. You now can move into your new home.
If you want to learn more about how the mortgage process works or you are ready to begin, please give us a call today at (248) 775-1275 to schedule your consultation.
Ascend Mortgage works with homebuyers in Michigan and Florida where we are based and throughout all 50 states.
For complete loan program details please speak with a mortgage specialist. All programs, rates, terms and conditions are subject to change without notice. This is not a commitment to lend. All loans are subject to credit and collateral approval. Some products may not be available in all states. All loans are offered through Ascend Mortgage, LLC a division of Florida Capital Bank, N.A. dba Ascend Mortgage NMLS 790396
For complete program details, speak with one of our mortgage specialists. This is not a commitment to lend. All home lending products are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products are offered through Florida Capital Bank, N.A. dba Ascend Mortgage NMLS 790396. Nationwide Mortgage Licensing System & Directory information can be found at www.nmlsconsumeraccess.org.