USDA loan requirements are tailor-made for borrowers who don’t have the best credit or income. What is a USDA loan? It’s a loan designed for borrowers who want to purchase a rural property. This program is for applicants who struggle with low credit...
In the past, there were very few different ways that people could buy a home. The process was very specific. If you couldn’t meet the requirements, you simply had to wait to buy a home until you could meet the strict requirements for a mortgage. But today, there...
Most people prefer 30-year fixed-rate mortgages over any other options. Do these loans offer the best rates, though? As you start preparing to buy a house, you must work on is getting a home loan. You can get a loan through a mortgage lender or broker, but it’s...
Many people spend years dreaming of owning their own home, but feel it’s out of their grasp. Homes cost hundreds of thousands of dollars, but you can get a mortgage that allows you to borrow against the value of the home. There are many types of mortgage loans...